SAP Digital Payments Add-On (DPAO) is a software solution offered by SAP that enables organizations to process digital payments within their SAP systems. The solution supports a variety of payment methods, including credit card payments, PayPal, and direct bank transfers.

There are also key areas where Payteros can enhance DPAO capability and supercharge your solution. These areas can enable added cost savings, efficiencies and capabilities that can make a difference for your business.

The primary features of SAP Digital Payments Add-On include:

  • Payment Processing: The add-on enables organizations to process digital payments directly within their SAP systems, eliminating the need for manual payment processing.
  • Payment Methods: The solution supports a range of payment methods, allowing customers to choose the methods most convenient for them.
  • Integration: SAP Digital Payments Add-On integrates seamlessly with other SAP modules, such as Sales and Distribution and Financials, enabling organizations to manage payment processing and financials in one system.
  • Compliance: The add-on helps organizations comply with payment industry regulations and standards, such as Payment Card Industry Data Security Standards (PCI DSS) and SEPA (Single Euro Payments Area) regulations.

SAP Digital Payments Add-On is intended to help organizations streamline their payment processing and reduce the risk of errors associated with manual payment processing. It is particularly useful for organizations that have large volumes of payments to process, such as e-commerce businesses, as it can help to increase efficiency and reduce costs.

As a leading payments integration partner with SAP, Payteros has significant experience with implementing and optimizing SAP DPAO. While we have found the core DPAO functionality to be a robust foundation for natively handling digital payments within SAP, there are some specific enhancement areas that companies should consider.

Some of the key areas where the Payteros team can help companies optimize DPAO include:

  • Optimized payment Processing with L2/L3: Payteros provides Data Enrichment with Level2/Level3 payment processing, which can help lower interchange rates, etc.
  • Batch Tokenization: Basic DPAO does not support batch tokenization directly.  Payteros enables batch processing with card conversion and lowering of the cutover window when handling large numbers of transactions, for example in “brownfield” conversions where there is a need to capture and convert extensive histories or in-flight transactions.
  • CIT, MIT, COF Compliance: Depending on the complexity of a company’s payments landscape, you may need enhancements in order to assure compliance with PSD2 mandates regarding Customer Initiated Transactions (CIT), Merchant Initiated Transactions (MIT) and Card on File (COF) transactions.
  • Optimized Processing :  Payteros can help client/PSP to move away from file based processing and implement real time communication with PSP, such as Reconciliation with Bank Statement /PSP advice Files etc
  • DPAO in Accounts Receivable : Assist client in CCP integration which specifically deals with AR and Open invoice payment /On Demand Payment
  • Handling Refunds and Returns: If processing of refunds and returns is a significant factor within your overall payments ecosystem, then it can make sense to minimize any need for special handling or manual processes by enhancing these functions beyond DPAO basic features.
  • Integrating with Additional PSPs and/or Third-Party CRMs: DPAO is designed to handle a significant range of Payment Service Providers (PSPs) and is optimized for use with SAP Cloud for Customer (C4C) CRM functionality.  Payteros’ experience with extensive range of PSPs and CRMs, we have the ability to optimize DPAO to work seamlessly with a superset of systems well beyond the out-of-the-box offerings.
  • Maximizing S/4HANA Integration: DPAO is optimized for deployment in the SAP Public Cloud environment.  As such, it is designed with a core set of standard functionality to provide robust stability and scalability within defined guardrails. While this can offer a solid and cost-effective solution for many companies, it presents limitations for others.  The Payteros team has deep experience with overcoming these limitations by extending and enhancing DPAO within SAP S/4HANA on-premise or Private Cloud environments.
  • ECC and DPAO Integration : Apart from optimizing S4 integration, we can also help clients running  ECC with DPAO integration. This may be required for some clients still running ECC but want to take advantage of DPAO.

In summary, while SAP Digital Payments Add-On provides an important set of core capabilities for native integration of digital payments within SAP, the dynamically changing nature of the global payments landscape means many companies find themselves needing to go beyond the basics.  That’s where the Payteros team can help.

If you would like to learn more about optimizing SAP DPAO for your specific requirements, please fill out the form below and we’ll get in touch.

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